SmartAsset.asia Privacy Policy
Effective Date: 5th August 2026
SmartAsset.asia ("SmartAsset.asia", "we", "our", or "us") is committed to protecting your personal data in accordance with the Personal Data Protection Act 2010 (PDPA) of Malaysia.
This Privacy Policy explains how your personal data is collected, used, disclosed, stored, and protected when you use the SmartAsset.asia platform.
1. Collection of Personal Data
We may collect personal data when you:
- Register for an account
- Subscribe to the monthly plan
- Participate in the referral programme
- Submit listings
- Contact customer support
- Make payments through our platform
Personal data collected may include:
- Full name, IC number, email, phone, address
- Bank account information
- LHDN TIN number
- Asset and liability information
- Device information and IP address
- Transaction and payment records
- Referral activity data
2. Purpose of Data Collection
Your personal data may be used for:
- Creating and managing user accounts
- Processing subscriptions and payments
- Managing referral rewards and withdrawals
- Verifying identity and preventing fraud
- Providing customer support
- Sending important notices and updates
- Complying with legal requirements
3. Sensitive Data Protection
SmartAsset.asia takes extra care with sensitive information. Your IC number and bank account details are never displayed publicly. Sensitive data is masked in the interface and protected with appropriate security measures.
4. Payment Information
SmartAsset.asia does not collect, store, or retain your full credit card or debit card details. All payment transactions are processed through Stripe, our authorized third-party payment gateway.
5. Data Security
We take reasonable administrative, technical, and organizational measures to protect your personal data against unauthorized access, loss, misuse, modification, or disclosure.
6. Data Retention
We retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes.
7. User Rights
Subject to applicable Malaysian laws, users may request access to their personal data, correction of inaccurate information, or withdrawal of consent for certain processing activities.
8. Changes to This Policy
SmartAsset.asia reserves the right to amend this Privacy Policy at any time. Continued use of the platform after updates constitutes acceptance of the revised policy.
9. Contact Information
For any inquiries regarding this Privacy Policy or your personal data, please contact:
SmartAsset.asia